Education Savings Account


  • This account will be for education purposes be it children’s or adult education.
  • There is no age limit or restriction on the person who is saving in this account.
  • A minimum of Kes 3,000 is required to open this account.
  • Interest will be paid credit balance of Kes 5000 payable after 6 months.



Education Savings Account

This account will be for education purposes be it children’s or adult education.


Pamoja Savings Account


  • An investments account for groups that are either registered or not registered who would like to save for particular project.
  • Minimum amount required to open an account is Kes 3,000.
  • A monthly deposit of Kes 2,500.
  • Interest payable after every 6 months.

Fixed Deposit Account


  • This is a medium for investments opportunity for individual, business, groups or organizations.
  • Minimum amount required is Kes 50,000.
  • Minimum period six months
  • Interest rate is negotiable.

Holiday Savings Account


  • This is specifically designed for those who would like to save for a holiday/ wedding and anniversary celebrations.
  • Minimum required to open an account is Kes 1,000.
  • Withdrawals will be restricted to only twice per year
  • Interest is earned on a minimum balance of Kes 2,000

Advance Account


This will be an account for specifically members who would like to make an advance payment (standing order) which will be distributed to their other accounts on a monthly basis according to instruction from the member.

Mshiriki Mwema Account


  • This Account is cumulated from guarantor & introducer incentives.
  • Withdrawal restricted to 75% of cumulated amount.

Modes of Payment


  • Contribution is done through deposit to our bank or through m-pesa pay bill. This is a mobile payments service, which is aimed at serving our members better and ease of making payments and loan disbursements.

    Payments Via MPESA

    • For payments of loans and deposit enter PayBill No. 400500
    • Enter account no (membership number).
    • Enter the amount to pay and select okay.
    • A confirmation message will be sent to your phone to confirm receipt from VH SACCO.
    • You will also be able to receive your loan disbursements through m-pesa, visa card or cheque.

    Payments Via Bank Account

    • Barclays Bank Account Number:  0931000373
    • Account Name -V Fathers Huruma Self Help Group
    • Branch: Kariobangi