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  • Individual Loan Application Form – Download
  • Mazao Loan Form – Download
  • Huruma Junior Application Form – Download
  • Huruma Adult Application  Form – Download
  • Corporate Membership Application Form – Download
  • Corporate Loan Application Form – Download
  • Hospital Claim Form –Download
  • Mobile Banking Form – Download
  • Board Application FORM – Download
  • Financial Statement 2018 – Download
  • Financial Statement 2019 – Download


This loan is based on previous year’s dividends i. Maximum Amount Kes 50,000 or 50% of the previous year’s dividends whichever is lower. ii. Available as from June to December iii. Interest rate of 7.5% one off fee deducted upfront. iv. Repayment…

Top 10 Investment SACCOs in Kenya

Below is a list of the Top Ten Best Investment SACCOs in Kenya today. Look at No. 10 Unaitas SACCOKenya Police SACCOStima SACCOK-Unity SACCOWaumini SACCOMaisha Bora SACCOHazina SACCOWanandege SACCOHarambee SACCOVerona Huruma Sacco …

New rules to protect Kenyan Sacco members

Kenya is working on new rules to tame deposit-taking Saccos (DT-Saccos) that fleece members through inflated charges, delays in reimbursement of deposits, and “reckless” lending and debt collection. This comes amid concerns over mismanagement,…

Mater Heart Run 2019

We are glad to be among the sponsors of this year's Mater heart run. The Mater Heart Run was started in 2002 as the main fundraising avenue for the Cardiac program. Initially held only in Nairobi, the Heart Run has grown over the years…

Christmas Holiday Break

We thank the Lord for the Grace and his abundance love even as we come to the close of the year 2018. It truly have been a year of great achievement which was possible with your continued savings with us as your trusted SACCO. And therefore…

Mazao Loan

Loan advanced to members based on the previous year’s dividends. Loans are available to members from September to march within a period of six months before the next AGM. Repayment is on a monthly basis or offset against dividends. Security…

Visa Branded Verona ATM Cards

Introduction of Visa branded Verona ATM Cards to all members. The card can be used from any point of sale, hospitals, petrol station, supermarkets, ATM country wide. A one off fee of ksh 800 is paid for the card.

Mpesa Loan Disbursement

VH Sacco has introduced loan disbursement through mpesa for  loans below Kshs 140,000 which comes at a fee as set by the board. This will serve to ease loan access of our members since one will not be required to come to the office to pick…


Distinguished Members. We wish to inform you of our new bank account with Co-operative bank, which has been opened to fulfil the wishes of our members, which is to have a bank that is accessible and convenient for all. With this account,…