• Go to the Mpesa Menu
• Select Lipa na M-PESA
• Select Pay Bill
• Enter Business Number‘400500’
• Account No – Enter Your Membership Number + Code.
• DEP – for Deposit – (E.g 01*****DEP)
• SHR – for share capital (E.g 01*****SHR)
• NOR – for Normal Loans (E.g 01*****NOR)
• COL – for Collateral (E.g 01*****COL)
• EDU – for Education Loan -Specify the Minor Number (E.g 01*****EDU)
• INS – for insurance premiums (E.g 01*****INS)
• LPF – Loan Processing Fees (E.g 01*****LPF)
• NMA – New Member Application (E.g 01*****NMA)
• MAK – Makao Loan (E.g 01*****MAK)
• LAN – Land Loan (E.g 01*****LAN)
• EDS – Education Savings (E.g 01*****EDS)
• MSV – Member Savings ( E.g 01*****MSV)
• DEP +NOR– for Deposit and Normal loan – (E.g 01*****DEP Amount NOR Amount)
• DEP +COL– for Deposit and Collateral loan – (E.g 01*****DEP-Amount COL Amount)
• DEP +EDU– for Deposit and  education loan- (E.g 01*****DEP Amount EDU Amount)
• DEP +SHR– for Deposit and Share capital – (E.g 01*****DEP Amount SHR Amount)
• DEP +MAK– for Deposit and Makao Loan – (E.g 01*****DEP Amount MAK Amount)
• DEP +LAN– for Deposit and Land Loan – (E.g 01*****DEP Amount LAN Amount)
• NB: Usitume pesa isiyoenda kwa akaunti yako au mwanao (Minor).

KANGUDO ROAD PLOTS-Malaa

1/8th acre………………………...Kes.550,000
Down payment 10%……………..Kes.55,000
Registration (non- refundable)…….Kes.10,000
Balance……………………………………… Ksh.495,000
Monthly payment…………………….Kes.13,750
Cash…payable within 6months Ksh 550,000(Note after 6 months, the land loan shall attract an interest @ 1.5% reducing balance monthly)
Repayment period ………………………. 3 years

KANGUDO ROAD PLOTS-Kantaffu

SOLD OUT

Deposits are the members monthly contributions into the Sacco upon which one can take a loan from.

To enable each member be part of the saving culture, at Verona Huruma Sacco we have a minimum savings amount on monthly basis, which is Kes 1000 for Adults, Kes 300 for Juniors and Kes 2,000 for Chamas.

We have a number of savings accounts that suits each members to work on a target. All savings earn interest of up to 7.5% per year and interest are payable after every 6 months.

We offer our loans based on your savings. You can either have a self guaranteed loan which is a loan against your deposits or one can take up to 4 times the deposits where by the security for your loan should be either a guarantor, who is a member of the Verona Huruma Sacco, or a collateral (Car,Land etc).

Verona Gardens-Houses – For Members

4 bedroom Town House………………….Kes.9,500,000
Down payment 20% ………………..……. Kes.1,900,000
Registration (non- refundable)……..….Kes.30,000
Balance…………………………………………… Kes.7,600,000
Payment period ………………………. 10 years i.e. 120 months
Monthly principal after down payment………….Kes.63,334
Interest of 1.28% p.m. on reducing balance after occupying the house.

Verona Gardens-Houses – For Members

3 bedroom bungalow …………………..….. Kes.7,000,000
Down payment 20%…………………………..Kes.1,400,000
Registration (non- refundable)…………..Kes.30,000
Balance……………………………….……….…… Kes.5,600,000
Payment period ………………..…10 years i.e. 120 months
Monthly principal after down payment………….Kes.46,667
Interest of 1.28% p.m. on reducing balance after occupying the house 

Verona Gardens-Houses – For NON Members

4 bedroom Town House…………….…….Kes.9,500,000
Down payment 25%………………..…….. Kes.2,375,000
Registration (non- refundable)…….….Kes.30,000
Balance…………………………………….….… Kes.7,125,000
Payment period ………………………. 10 years i.e. 120 months
Monthly principal after down payment………….Kes.59,375
Interest of 1.5% p.m. on reducing balance after occupying the house

Verona Gardens-Houses – For NON Members

3 bedroom bungalow …………..……….. Kes.7,000,000
Down payment 25%………………………..Kes.1,750,000
Registration (non- refundable)….…….Kes.30,000
Balance……………………………………… Ksh.5,250,000
Payment period …………………10 years i.e. 120 months
Monthly principal after down payment………….Kes.43,750
Interest of 1.5% p.m. on reducing balance after occupying the house